2026 Motor Club Payout Comparison: All Major US Clubs
The Short Answer
Light-duty hookup fees range from $45 (low-tier apps) to $85 (AAA premium zones). Loaded mileage runs $3.50–$6.00/mi. GOA fees run $20–$35.
Every club negotiates rates by zone and by scorecard, but these are the ranges an established operator can expect in 2026.
Full Matrix
| Club | Hookup | Loaded Mile | GOA | Dolly |
|---|---|---|---|---|
| AAA | $65–$85 | $4.50–$6.00 | $25–$35 | $45–$65 |
| Agero | $55–$75 | $3.75–$5.25 | $20–$30 | $40–$55 |
| Urgent.ly | $45–$65 | $3.50–$4.50 | $18–$25 | $35–$50 |
| Honk | $55–$75 | $3.75–$5.00 | $20–$30 | $40–$55 |
| Allstate Roadside | $55–$70 | $3.75–$4.75 | $20–$28 | $40–$55 |
| GEICO ERS | $50–$70 | $3.50–$4.75 | $18–$28 | $40–$55 |
| Progressive | $50–$68 | $3.50–$4.50 | $18–$25 | $35–$50 |
Reading the Ranges
Low end = urban/high-density where the club has surplus supply. High end = rural zones or premium metros where they need coverage.
Frequently Asked Questions
Can I negotiate my rates?
Yes, especially after 6+ months of a clean scorecard. Ask your rep for a rate review by zone.
Do rates go up with fuel?
Some clubs add a fuel surcharge automatically. Most require you to petition when diesel crosses $4.50/gal.
What about heavy-duty?
Heavy is negotiated case-by-case — expect $250–$500 hookup plus $6–$12/mi loaded.
Related Guides
Derek Halston
Independent tow operator with 12+ years running light- and medium-duty wreckers on motor club and private property impound work, and the lead instructor at Tow Truck Pro Academy.